After the collapse of Silicon Valley Bank: 200 other American banks at risk –  study

Around 200 American banking institutions are susceptible to suffering the same fate as Silicon Valley Bank last week, according to a new study.

If half of the American banks’ depositors abruptly withdrew their funds, 186 of them would be in danger of failing like SVB, warned the study published on Monday.

Without additional government involvement or recapitalization, “our calculations suggest these banks are certainly at a potential risk of a run,” according to the analysis.

Although the US government protects bank deposits up to $250,000, the report asserts that these at-risk banks have a significant proportion of uninsured depositors who are more likely to withdraw their money out of fear of losing it.

Nearly 190 institutions might possibly be in danger of impaired insured depositors “with potentially $300 billion of insured deposits at risk,” read the study abstract.